The finance we offer is provided by Barclays Bank and is available providing the following criteria is met.

In order to apply for online finance you must:

• Be at least 18 years of age and under 75 years of age.
• Have been a UK resident for at least 3 years.
• Be in full time employment, or part-time employment (minimum 16 hours per week), or self-employed, or retired and over 50 years of age, or in receipt of an invalidity or disability allowance.
• Be able to make payments by direct debit.
• Have a total order balance of at least £200 after any deposit.

Please note that store collection is not available for finance applications, as delivery will be required as proof of address. Goods can only be delivered to the address entered on the finance agreement.

Credit is subject to status.

To help you choose the finance plan that’s right for you, we’ve provided some examples below:

Buy Now Pay Later (*On selected items only)

With our Buy Now Pay Later plan, you can defer the payment of your balance for 12 months. What’s more, if you settle your balance in full within the 12 months of your agreement date, no interest will be charged – you will only need to pay a final settlement fee of £29.00. If at the end of the deferred period you prefer to spread the cost, you will automatically revert to an interest bearing plan (Typical 29.8% APR) spread over 48 months.

For example:

Purchase price: £499

No deposit to pay

Settle full balance of £499.00 within 12 months of the finance agreement date, and pay a one-off settlement fee of £29.00 and no interest. Total amount repayable is £528.00.

Typical 29.8% APR

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Monthly Finance Plans (monthly direct debit payments over 24, 36, 48 or 60 months)

With our monthly payment plans, you can spread the cost of your purchase into convenient monthly direct debit payments, with a choice of 24, 36, 48 or 60 month payment plans available.

For example:

Purchase price: £499.00

No deposit to pay, then either;

24 monthly payments of £24.98. Total amount repayable is £599.52.

OR

36 monthly payments of £18.11. Total amount repayable is £651.96.

OR

48 monthly payments of £14.73. Total amount repayable is £707.04.

OR

60 monthly payments of £12.75. Total amount repayable is £765.00.

Typical 19.9% APR

* Rounding has been applied to these examples. Exact repayment figures will be provided when you commence your application for finance.

Your step by step finance application guide:

1. Choose your product
2. Call us on 0191 491 3185 to process your finance proposal

* Important note – We do not reserve stock items while finance applications are being completed, and stock availability may change while your application is being processed.

If you have any queries relating to an application for finance, please contact us on 0191 487 9317 or email us at sales@soundslive.co.uk.